Bridging the Global Protection Gap
Dr. George E. Thomas advises governments, international organizations, and insurance regulators on closing protection gaps through evidence-based research in disaster risk financing, insurance regulatory frameworks, and insurance innovation.

40+ Years in Insurance
Regulations, Academics and Research
Capacity Building Programs for
12
Insurance Regulators
44
Insurance Markets
Research/ Consultancy Projects for
8
International Institutions
5
Major Indian Institutions
Formal Associations with
14
Industry/ Academic Entities
Research-Driven Advisory Across Four Disciplines
Two decades of applied research informing policy at the intersection of insurance, development, and climate resilience.
Disaster Risk Financing
Developing sovereign and sub-sovereign financial instruments to pre-fund disaster response and build fiscal resilience against climate shocks.
Insurance Regulatory Frameworks
Advising national regulators and international standard-setters on proportionate, innovation-friendly insurance supervision frameworks aligned with global standards.
Global Protection Gaps
Quantifying and addressing the disparity between economic losses and insured losses across geographies, perils, and demographic segments.
Insurance - Core Domain
Advancing core insurance policy objectives including consumer protection, financial stability, market conduct, and inclusive access to insurance coverage.
Disaster Risk Financing
Research items coming soon for this discipline.
Check back soon for papers, articles, and presentations in Disaster Risk Financing.
Insurance Regulatory Frameworks
Research items coming soon for this discipline.
Check back soon for papers, articles, and presentations in Insurance Regulatory Frameworks.
Global Protection Gaps
Research items coming soon for this discipline.
Check back soon for papers, articles, and presentations in Global Protection Gaps.
Insurance - Core Domain
Research items coming soon for this discipline.
Check back soon for papers, articles, and presentations in Insurance - Core Domain.